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At VA Home Buyers, we believe every veteran and active-duty service member deserves the opportunity to own a home. Our mission is to make the home-buying process simple, stress-free, and accessible by guiding you through every step of securing a VA loan.

Many VA buyers may qualify even with credit scores in the low 500s through manual underwriting, and VA buyers can purchase with zero down. Whether it is your first home or a fresh start, our team is here to help guide you through the process.

Welcome to VA Home Buyers!

You’ve served your country, now own the home you deserve.

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Real Stories.

What we can do for your family.

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VA buyers can qualify at 500+

Unlike traditional lenders that rely heavily on high credit scores, our VA homebuying program works with VA-friendly lenders who can consider credit starting in the 500s through true manual underwriting. We understand that life happens, and your past credit should not block your path to homeownership.

Manual underwriting looks at your full financial picture including income, payment history, and overall stability instead of judging you on a number alone. Our team guides you through the process so you can move forward quickly and confidently.

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Closing Costs Covered

One of the biggest hurdles in buying a home is coming up with thousands of dollars for closing costs. With our program, many or all of your closing costs can be covered, reducing or even eliminating out-of-pocket expenses. This means you can move into your new home faster without the financial strain that comes with hidden fees.

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Fast & Hassle-Free Process

We know that navigating the home-buying process can feel overwhelming, which is why we’ve made it as simple and stress-free as possible. From pre-approval to closing, our dedicated team guides you every step of the way, ensuring you understand your benefits and get the best possible outcome. Our streamlined approach helps you secure your home faster and with less paperwork than traditional loan programs.

Take a minute to check your VA eligibility with a quick, simple set of questions.

Programs & Packages

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Veteran Benefits Maximizer ADD-ON (GET UP TO 100%)

  • Many veterans do not realize that their VA disability benefits can significantly influence their buying power. Our Veteran Benefits Maximizer Program is designed to help you:

    Work with a fellow military veteran to review your current disability rating and understand how it may impact your VA loan eligibility.

    Explore pathways and resources that may help you pursue an increase in your VA benefits when appropriate.

    Income and Buying Power Guidance — Understand how your existing benefits may strengthen your purchasing power.

    Custom Homeownership Roadmap — Receive a clear, actionable plan tailored to your family’s needs and your available benefits.

  • This program is perfect for veterans who want to fully leverage their service-connected benefits, giving your family the financial advantage you deserve while buying a home.

    ““I never realized how my disability benefits could affect my homebuying power. The Benefits Maximizer Program helped me understand my options and gave me a clear path forward. It made the process feel achievable for our family.”
    — James R., U.S. Army Veteran

Learn more
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VA Home Readiness Consultation (Free)

  • VA Eligibility Review
    We will confirm your VA loan eligibility and help you understand what your benefits may cover so there is no guessing or jargon.

    Credit and Readiness Check
    We will complete a quick soft credit review with no score impact and show you how to position yourself for a stronger approval path and better loan options.

    Custom Homeownership Roadmap
    You receive a clear and actionable plan tailored to your family’s needs and your available benefits.

    Local Veteran Realtor and Lender Guidance
    You work with VA-experienced professionals who understand the process and your benefits. No pushy sales, just support.

  • Most veterans may qualify for more than they realize, but many do not find out until later in the process. Our free consultation gives you clarity, confidence, and a real plan before you start touring homes.

    You will walk away knowing:

    What price range you may be ready for

    How to explore ways to reduce upfront costs

    Which programs may be the best fit for your situation

    What steps to take next, mapped out clearly

Learn more
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Oscar Mike: Back From Active Program

  • Enhanced Virtual Walkthroughs

    Personalized video tours so you can explore every room remotely with confidence.

    Secure Electronic Document Signing

    Close from anywhere with encrypted, compliant digital signing.

    Dedicated Military Family Specialist

    A single point of contact who helps manage your timeline and supports your family stateside.

    Zero Down VA Loan Options

    VA buyers can purchase with zero down, and your benefits can be used even while deployed or stationed overseas.

  • “I closed on our home while stationed overseas — my wife handled the walkthroughs, and the team made every step seamless. The Oscar Mike Program kept us connected the entire time.”
    — Staff Sgt. Daniel H., U.S. Army

Learn more
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“I never thought owning a home was within reach until I found VA Home Buyers. As a veteran, I didn’t know where to start, but their team made the process clear and straightforward. The fact that I didn’t need a down payment and they covered my closing costs made all the difference. Thanks to them, I’m finally a homeowner, and I couldn’t be more thankful!”
— Sarah T., US Marine Corps Veteran

Schedule an Appointment

We’re excited to help you start your journey to homeownership. Whether you have questions about VA loan benefits, want to learn about your eligibility, or need help with the application process, our team is here to assist you.

Booking an appointment is easy and free!

Simply choose a time that works for you, and one of us will reach out to discuss your goals and guide you through the next steps.

Let’s get started today. Your dream home is closer than you think.

We offer over the phone consultations to ensure we’re the right fit and can provide the best support for your home buying journey.

Your privacy matters to us. We never sell, share, or distribute your personal information. The details you provide are used solely to assist you with your home buying journey. Your trust is our priority.

Real Stories

About Us

At VA Home Buyers, we’re a team of Military Veterans and family members committed to helping those who serve become homeowners. We understand military life, and we built a program designed to remove the roadblocks that hold Veterans back.

We specialize in VA home purchases with:

• VA-friendly lenders who can consider credit starting in the 500s through true manual underwriting

• Zero-down purchasing power for VA buyers

• Strategies to help get your upfront costs covered through negotiation, seller concessions, and lender credits

• Clear guidance and real answers from people who understand the military community

Whether it’s your first home or a new chapter, we help you maximize your VA benefits and move forward with confidence.

You served this country. Now let us help you secure the home you deserve.

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