Get The Best Deal On Your Kansas City Home With VA Home Buyers

Explore Your Options With A VA Home Loans In Kansas City

Are you a veteran or an active military member looking to purchase a home in Kansas City? If so, you’ve come to the right place. At VA Home Buyers, we specialize in helping veterans and military members navigate the home buying process and secure the best possible deal on their new home. Our team of experienced professionals understands the unique challenges and opportunities that come with using VA home loans in Kansas City, and we’re committed to helping you explore all of your options. Whether you’re a first-time homebuyer or an experienced real estate investor, we’re here to help you make the most of your VA home loan benefits and achieve your homeownership goals. So why wait? Contact us today to learn more and get started on the path to your dream home in Kansas City.

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About us

At VA Home Buyers, we are dedicated to helping United States Veterans achieve their dream of homeownership. VA stands for Veteran’s Association, and it is a government program specifically designed to support our country’s heroes after their military service. Our team understands the unique needs and challenges that veterans face when buying a home, which is why we provide guidance and assistance throughout the entire process.

We specialize in VA home loans in Kansas City and work with a network of Veteran’s Home Buyers to ensure that our clients receive the best possible service. Our goal is to make the home buying process as smooth and stress-free as possible for our veterans, and we are committed to providing the resources and support they need to succeed.

If you are a US Veteran looking to purchase a home, VA Home Buyers is here to help. Contact us today to learn more about our services and how we can help you take advantage of government-funded loans to achieve your homeownership goals.

Our Services

VA Home Buyers is a business dedicated to assisting US Veterans in achieving their dream of home ownership. Our services are specifically designed to help veterans take advantage of government-funded loans to buy homes. As a client of VA Home Buyers, we guide you through the entire process, from finding the perfect home to securing the loan.
Our services include:

Home loan assistance
Home buying
Home buyer assistance

VA Home Buyers Program veteran with family after VA Home loan

At VA Home Buyers, we understand the sacrifices that veterans have made for our country, and we are committed to helping them achieve their goals. Call us today to get started.

VA Home Buyers Program real estate and veterans home loans in Kansas City

Home Loan Assistance in Kansas City

We understand that buying a home is one of the most significant investments you’ll make in your lifetime. That’s why we offer home loan assistance to our clients in Kansas City, so they can navigate the complex process of securing a mortgage and financing their dream home with ease. Our team of experienced professionals is well-versed in the VA loan process and can guide you through every step of the way, from pre-qualification to closing. Whether you’re a first-time homebuyer or a seasoned investor, we’ll work closely with you to find a loan option that best fits your unique needs and budget. Contact us today to learn more about our home loan assistance services and start your journey towards homeownership.

Home Buying in Kansas City

We understand that purchasing a home is a significant investment, and it can be challenging, especially for veterans or active-duty military personnel. That’s why we are dedicated to providing our clients with the best possible experience when it comes to buying a home in Kansas City. Our team of experts specializes in helping veterans and military families navigate the home buying process, from finding the perfect home to securing financing and closing the deal. We take pride in offering personalized services tailored to each client’s unique needs and preferences, and we are committed to providing top-notch customer service every step of the way. Whether you’re a first-time homebuyer or looking to upgrade, our team is here to help you achieve your home buying goals. Contact us today to get started!

Home Buyer Assistance in Kansas City

At VA Home Buyers, we understand that buying a home can be a daunting and overwhelming process, especially for first-time homebuyers. That’s why we offer comprehensive home buyer assistance services in Kansas City to help you navigate the home buying process with ease. Our team of experienced professionals will guide you through every step of the process, from pre-qualification to closing, and ensure that you find the perfect home that fits your needs and budget. Whether you’re a veteran, active duty service member, or a civilian, we’re committed to helping you achieve the dream of homeownership in Kansas City. Contact us today to learn more about our home buyer assistance services.

Why Choose VA Home Buyers in Kansas City?

If you’re a veteran or a military member looking to sell your home in Kansas City, VA Home Buyers is the perfect option for you. Here are just a few reasons why:

We specialize in buying homes from veterans and military members

As a veteran-owned and operated company, we understand the unique challenges that veterans and military members face when buying or selling a home. We’re committed to making the process as smooth and stress-free as possible for you.

This is an income-based mortgage loan. Your income and last 12 months of credit history are used to determine eligibility. If you have enough income to support a house payment and the last 12 months of your credit history show mostly on-time payments, you should be able to qualify.

For service members

If you’ve served for at least 90 continuous days (all at once, without a break in service), you meet the minimum active-duty service requirement.

For Veterans

You meet the minimum active-duty service requirement if you served for:

At least 24 continuous months, or
The full period (at least 90 days) for which you were called or ordered to active duty, or
At least 90 days if you were discharged for hardship, a reduction in force, or
Less than 90 days if you were discharged for a service-connected disability

You may still be able to get a COE if you were discharged for one of the reasons listed here.

You must have been discharged for one of these reasons:

Hardship, or
The convenience of the government (you must have served at least 20 months of a 2-year enlistment), or
Early out (you must have served 21 months of a 2-year enlistment), or
Reduction in force, or
Certain medical conditions, or
A service-connected disability (a disability related to your military service)

You may be eligible for a VA-backed purchase loan if you meet all of these requirements.

All of these must be true:

You qualify for a VA-backed home loan Certificate of Eligibility (COE), and
You meet our—and your lender’s—standards for credit, income, and any other requirements, and
You will live in the home you’re buying with the loan

No down payment as long as the sales price isn’t higher than the home’s appraised value (the value set for the home after an expert reviews the property)
Better terms and interest rates than other loans from private banks, mortgage companies, or credit unions (also called lenders)
The ability to borrow up to the Fannie Mae/Freddie Mac conforming loan limit on a no-down-payment loan in most areas—and more in some high-cost counties. You can borrow more than this amount if you want to make a down payment.
Learn about VA home loan limits
No need for private mortgage insurance (PMI) or mortgage insurance premiums (MIP)
- PMI is a type of insurance that protects the lender if you end up not being able to pay your mortgage. It’s usually required on conventional loans if you make a down payment of less than 20% of the total mortgage amount.
- MIP is what the Federal Housing Administration (FHA) requires you to pay to self-insure an FHA loan against future loss.
Fewer closing costs, which may be paid by the seller

No penalty fee if you pay the loan off early

Buy a single-family home, up to 4 units
Buy a condo in a VA-approved project
Buy a home and improve it
Buy a manufactured home or lot
Build a new home

If you’re using a VA home loan to buy, build, improve, or repair a home or to refinance a mortgage, you’ll need to pay the VA funding fee unless you meet certain requirements.

You won’t have to pay a VA funding fee if any of the below descriptions is true. You’re:

Receiving VA compensation for a service-connected disability, or
Eligible to receive VA compensation for a service-connected disability, but you’re receiving retirement or active-duty pay instead, or
The surviving spouse of a Veteran who died in service or from a service-connected disability, or who was totally disabled, and you’re receiving Dependency and Indemnity Compensation (DIC), or
A service member with a proposed or memorandum rating, before the loan closing date, saying you’re eligible to get compensation because of a pre-discharge claim, or
A service member on active duty who before or on the loan closing date provides evidence of having received the Purple Heart

You may be eligible for a refund of the VA funding fee if you’re later awarded VA compensation for a service-connected disability. The effective date of your VA compensation must be retroactive to before the date of your loan closing.

You’ll pay this fee when you close your VA-backed or VA-direct home loan.

You can pay the VA funding fee in either of these ways:

Include the funding fee in your loan and pay it off over time (called financing), or
Pay the full fee all at once at closing

The VA does not have a minimum credit score requirement, but almost all banks and lenders have an overlay. That requires a certain credit score but our lender does not have an overlay, so they do not have a minimum credit score requirement. You’re required to have the income to support a house payment and a mostly clean last 12 months of credit history.

Clean last year means no evictions, repossessed vehicles, or defaults.

The Department of Veterans Affairs (VA) does not require a down payment for VA home loans. The down payment requirements for VA home loans vary depending on the lender. However, most lenders do not require a downpayment for a VA home loan, including myself with our VA Home Buyers Program.

If you want to build a custom house with VA home loans, you need a 5-10% downpayment. If you want to buy a house that’s newly constructed then you can use a VA loan with zero down. No builder will start to build a house with zero money down. It’s too risky. I do help my military families buy houses that have just been built all the time.

As long as you’ve made 12 monthly payments on time in chapter 13, then you can buy a house. Many people are not aware that you can get a VA home loan while in chapter 13 bankruptcy. In fact, the VA home loan program is one of the few programs that will still approve your loan application even if you are currently in bankruptcy. The process of getting a VA home loan in chapter 13 is a bit different from the process for getting a loan when you are not in bankruptcy. The first step is to get your bankruptcy trustee to approve the loan. This can be done by providing the trustee with a copy of your loan application and explaining why you need the loan. Once the trustee approves the loan, you will need to work with a VA-approved lender such as myself.

You must wait 24 months from the discharge date of your Chapter 7 to qualify for a VA home loan.

We don’t have a physical location in all states but our Realtors can meet with you at their office to discuss finding a home.

This just means that you have not had more than a few late payments, defaults, or evictions.

No repossessions or evictions in the last 12 months.

We’ll take care of all the details

From handling the paperwork to coordinating with your lender, we’ll take care of all the details involved in selling your home. We’ll work closely with you to ensure that the process goes smoothly and that you’re happy with the outcome.

We’re committed to serving our community

At VA Home Buyers, we’re proud to serve the veteran and military communities in Kansas City. We’re dedicated to providing excellent service and making a positive impact in the lives of our clients.

About Kansas City

Kansas City is a vibrant and diverse city located on the border of Kansas and Missouri. With a population of 508,394 (as of 2021), it is the largest city in Missouri and the sixth-largest city in the Midwest. The city is known for its rich history, delicious barbecue, jazz music, and sports teams. It is also home to several notable neighborhoods, including the Country Club Plaza, Westport, and the Power and Light District, as well as iconic landmarks such as the Kauffman Center for the Performing Arts and the National World War I Museum and Memorial.

The real estate market in Kansas City has seen steady growth over the past few years, with both home values and rental rates on the rise. Notable trends include an increase in new construction, particularly in the downtown area, and a growing demand for luxury properties. As a result, the market has become more competitive, with properties often selling above asking price and multiple offers becoming more common. Despite this, the city remains affordable compared to many other major metropolitan areas, making it an attractive option for both renters and buyers alike.

Living in Kansas City as a Veteran

For veterans living in Kansas City, there are several resources available through the local Veterans Association. This includes medical facilities such as the Kansas City VA Medical Center, which offers a wide range of services to veterans, including primary care, mental health care, and rehabilitation services. Additionally, there are several support groups and organizations in the area that provide assistance to veterans and their families, such as the Veterans of Foreign Wars (VFW) and the American Legion. Kansas City offers a welcoming and supportive community for veterans, with a range of resources and services designed to meet their unique needs.

Join Our Veteran’s Home Buyers Network in Kansas City

If you’re a veteran looking to buy a home in Kansas City, you won’t find a better resource than VA Home Buyers. By joining our Veteran’s Home Buyers Network, you’ll have access to exclusive resources and expertise that will help you navigate the home buying process with ease. Whether you’re a first-time homebuyer or a seasoned pro, our team is here to support you every step of the way. So, what are you waiting for? Contact us today via email at [email protected] or by phone at 1-866-VABUYERS. You can also visit our website at https://vahomebuyersprogram.com to learn more about our services and start your journey towards homeownership today.